Don't Give Recorded Statements to Insurance Companies
Let us assume, you were injured in a car crash caused by the fault of another driver. Regardless of the injuries you suffered, you will be asked to give two recorded statements:
- the insurance company for the other driver
- and your own insurance company will ask for you to give a recorded statement
The question is why do they need a recorded statement at all.
- First, your insurance company will request that you give a recorded statement to them. Once again, the question is why? If you tell them that you will answer all of their questions at length but did not wish to give a recorded statement, they will become angry with you and accuse you of not cooperating with them. They will lie and say that they are only interested in the truth. They want a recorded statement because they are afraid that you might have a uninsured or underinsured motorists claim. In order to pay as little as possible on those potential claims, they need to probe your testimony for weaknesses. Ironically, this is the insurance company that is supposedly on your side.
- Second, the other driver’s insurance company will ask for a recorded statement. Before this adjustor contacts you and/or your lawyer, he/she has taken a recorded statement from his driver and reviewed the police report. If they contact you and you state you are reluctant to give a recorded statement. They will argue that if you are telling the truth that you will have nothing to fear. All of their questions, will be designed to get you to state unfavorable answers. If you say that their driver was speeding, they will challenge you about how would you know. They will ask rapid fire questions on the subjects of time, distance and speed so to confuse you. If you state their driver ran the red light, they will challenge your opinion in order to plant doubt in your mind. When a adjustor is taking the recorded statement of the wrongfully injured person, you can only be assured of one thing. THEY HAVE ABSOLUTELY NO INTEREST IN THE TRUTH!
They want a recorded statement because they are afraid that you might have a uninsured or underinsured motorists claim.
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Posted on Mon, March 24, 2014
by Thoman Tobin